Top General Insurance Providers in India

There are many general insurance service providers in India and the market is witnessing a stiff competition among them. When you want to buy a health insurance policy or auto insurance or any other policy, you can reach out to the top companies and choose their services. There are many plans offered by every company and it is designed in that manner to suit the needs of different sections of people. In this regard, you will have enough to choose from and you need to do some ground work before you select the best plan. In this article, you can find the list of top general insurance service providers in our country and you can choose anyone of them depending on your individual needs. Also make sure that you read the features of the plan and compare the rates of each one of them before buying the suitable plan. You can get in touch with online brokers to get free quotes for the selected plans. In this way, everything you need will be available in one place. Finally, always give preference to online sellers as this will help you to save time as well as money in the long run. When you want to buy Bajaj Allianz Insurance or any other plan from the market, you can directly get in touch with the company or use the services of online brokers to buy the policy. You can even renew the policy at a later stage in this manner.

Image result for Insurance

New India Assurance Company

  • The company is one of the best rated insurance service provider in India and it is wholly owned by the Government of India. It has its operations spread across more than 25 nations all over the world.
  • The company offers various health care plans along with auto insurance and travel insurance plans. In this way, this becomes your one stop solution for all the general insurance needs.
  • The company is well known for its superior quality mediclaim plans that start from a very low sum assured value. This is directed at the common people with low income and it is very popular in the rural areas of India.
  • You can even get personal accident policy along with overseas mediclaim policy with this company. There is an option to choose between individual plan and the family floater plan. The advantage you get with family floater plan is that the overall premium reduces by some margin.
  • The company has a wide network of hospitals all over the country and you can even notice their branch offices in all the major cities.
  • When it comes to vehicle insurance, the company offers excellent plans for cars and you can choose the third party cover or the comprehensive package as per your needs.
  • The company is also very good when it comes to claim settlement ratio and you can easily rely on the services offered by the company. It also has a good number of network garages spread throughout the country.

Bajaj General Insurance Company

  • The company has operations spread in more than 800 towns and cities across the country. It is one of the leading service providers in the general insurance category with an impressive track record. The claims settlement ratio of the company is very good in all sectors.
  • The major advantage you get with Bajaj Allianz Insurance is that the company has a wide array of policies for all your needs. Right from auto insurance to health insurance, you can get anything you want from this company.
  • You will be glad to know that you can even get travel insurance and home insurance from this service provider. Business people can opt for the commercial insurance plans offered by this company. The company has recently introduced crop insurance schemes that serve the farmers of our country.
  • The travel insurance plans offered by the company can be chosen for both domestic as well as international travel needs. You can choose it for as many days as you are traveling and stay protected with the best cover.
  • When it comes to auto insurance, you can get the best third party and comprehensive plans for both two wheelers and cars. They have a huge network of garages spread across the country and you can get cashless claims at these garages.
  • The health insurance plans offered by the company can be easily customized depending on your individual needs. When you choose Bajaj General Insurance for your health cover, you can rest assured that you will be able to provide the best treatment for your family members in times of emergency.
  • As the company has a good network of hospitals, you need not worry about getting cashless treatment and everything you need can be done in quick time.
  • The best part about the company is that you can even access most of the services through the online portal. You can buy any policy in this manner and even renew them later by using the online portal.
  • The company has a unique policy that provides protection from cyber frauds and this is an excellent option for many individuals and corporate companies that use online platform for their business related activities.

HDFC Ergo General Insurance Company

  • The company is one of the leading private insurance service providers in India. It offers car and bike insurance in the auto insurance category and you can get health and travel insurance also from the company.
  • Along with that, you can also choose the home insurance and retail cyber insurance and secure your business activities online.
  • Customers can choose third party or the comprehensive plans for the bikes and four wheelers. As the company is having a huge network of garages, you can easily make cashless claims for any damages during an accident situation.
  • The health insurance plans come in different options and you can choose different coverage options as per your individual health needs. Right from getting coverage for pre-existing diseases to getting coverage for critical illness, you can get the best facilities from this service provider.
  • The company also has a good track record with claims settlement especially in the health insurance sector. You can get authorization for various cashless claims within hours after submitting the request with the customer support team.
  • The travel plans are well suited for both domestic as well as overseas travelers and you can select the suitable add-on covers and customize the coverage for your travel needs.

Reliance General Insurance Company

  • The company has a good brand value in the market with more than 100 branch offices and you can easily get good service at their 4800 plus garages when you choose the auto insurance policy. In the same manner, they have more than 4000 network hospitals all over the country and this is a good option for the health insurance customers.
  • Apart from the regular motor, health and travel insurance plans, the company is also having a strong portfolio of corporate insurance plans. You can choose fire insurance, marine insurance, package insurance and liability insurance for your company.
  • In the same manner, you can get excellent insurance plans for SME sector and the group mediclaim insurance cover is a huge boon for many companies.
  • Customers can get easy access to all the services offered by the company through the official portal and it is very easy to buy policies online. All you need to do is to provide the basic information about yourself and you can get all the plans offered by the company. After selecting the suitable plan, you can make the online payment and complete the process.
  • In the same manner, you can even renew the plans effectively using the online portal. This means that you need not visit the branch office in most cases and this saves lot of time and money in the long run.

Tips To Select the Best General Insurance Company

When it comes to choosing the best service provider for your insurance needs, you need to understand that the reputation of the company should be your first priority. You can easily get to know about the quality of services offered by the company by reading various reviews about the company on insurance portals. After this, you should look out for the network of the company and ensure that they have a strong presence in your city. In this way, you can easily reach out to them in future when you have to make claims in future. Apart from that, the company should ideally offer round the clock customer service as you may need them with regards to your health insurance or motor insurance plans.

You can consider Bajaj Allianz Insurance plans for your general insurance needs as the company meets most of your insurance needs. In this way, you can get multiple services from one company and this makes it easy for you to access the services through the online portal of the company. You can buy and renew plans online without worrying about visiting the branch office.

 

Leave a Reply